Credit Card Lawsuits
The Meyrat Law Firm defends creditors facing credit card lawsuits in court
When creditors are unable to collect debts over the phone, they usually take consumers to court and get judgments. The Meyrat Firm has experience and knowledge to use specific defenses and ‘legal tricks’ that may get the case dismissed or settled for pennies on the dollar. And if you already have a collections judgment and your bank account is being garnished, it’s not too late to undo the past. The Meyrat Law Firm has a tool box of post-judgment strategies that may result in a release of judgment, stop the garnishment, and erase that big ding on your credit report. Credit card lawsuits are billed on a flat fee basis or by the hour depending on the complexity of the case.
Debt Collection Harassment
The Meyrat Law Firm sues debt collectors for debt collections harassment
Are you being harassed by a debt collector attempting to recover on a debt such as a a credit card, car, medical bills or mortgage? If so, you need to know you have rights protected under the law that stops collectors from harassing you in a threatening, misleading or abusive way. It doesn’t matter if you know you owe them money. What matters is collectors are violating your right to live with dignity and respect. Click here for a list of debt collection violations. The Meyrat Law Firm sues debt collectors in court for violating the law and causing you harm and mental distress. A successful lawsuit results in recovery of $1,000 in statutory damages and your actual damages. If you have a good case, the firm will represent you for free. You won’t have to spend a dime on your litigation expenses and attorney fees.
Credit Report Disputes and Errors
The Meyrat Law Firm helps solve Credit Report disputes and errors
Credit Reports are often full of damaging errors and mistakes that can negatively impact our life. Studies show:
- 46-70% of credit reports contain mistakes of all kinds
- 40% of credit reports contain public record or credit accounts belonging to someone else
- 26% of credit errors are serious enough to deny an application for credit, housing, employment, insurance, and good interest rates
You cannot afford to continue living with problems on your credit report. Under federal law, you are entitled to enforce your rights to remove from your report information that is false, outdated, unverifiable, or incomplete. If credit reporting agencies don’t fix these problems on your credit report, the Meyrat Law Firm will sue them in court and get you damages for the harm they caused on you.
The Meyrat Law Firm helps resolve the damage caused by Identity Theft
Once someone else has some gained access to your important information like a social security number, thieves can use your name to open up new accounts, take out loans, file a tax return for a refund, use your health insurance, and spend your money. These events can cause serious monetary loss and damage to your credit report. It will be very difficult for you to obtain credit and financing, get medical insurance, or even a tax refund. Victims have the right to have get their credit reports fixed and restored. If credit reporting agencies don’t fix the damage caused by the identity theft, the Meyrat Law Firm will sue them in court and get you damages for the harm they caused on you.
The Meyrat Law Firm Protects Texas Consumers of Car Dealer Fraud
A car is one of the most expensive consumer items a person will purchase. The greatest challenge for most Texas consumers when buying a car is setting up affordable financing or knowing whether you can trust the condition of the vehicle as advertised. The Meyrat Law Firm represents Texas consumers who are victims of auto fraud. The firm pursues car dealer fraud claims on behalf of consumers against dealerships, banks, and finance companies. Car dealer fraud claims in Texas arise when the car dealer failed to disclose important information you should have been told about or just simply cons you into a very unfair car deal. Here are some common situations of auto dealer fraud:
- Odometer rollbacks
- Flooded or wrecked cars
- Cars with bad title
- Lemon buybacks
- Deceptive pricing
- Car dealer add-ons
- Yo-Yo sales, Buy Here Pay Here scams, spot deliveries
- Unauthorized pulling of your credit report
Call the Meyrat Law Firm for a free telephone consultation at (210) 735-9911
All office consultations are by appointment only. Before your scheduled consultation, you should gather all documentation that relates to your matter. This might include: contracts that created a loan, debt collection letters, credit bureau reports, and telephone call logs. By coming to your initial consultation prepared with documentation, you will receive as much advice and guidance possible, and the lawyer will be better suited to get started with your representation.