The Meyrat Law Firm Defends Consumers in Credit Card Lawsuits
Thousands of Texas consumers are being sued every month over credit card debts. Usually, the original creditor will sell the debt to a professional debt collector like Midland Funding, Portfolio Recovery Associates, Asset Acceptance, or LVNV Funding, who shortly after, bring a lawsuit against consumers as a tactic to bully consumers into paying a debt. Most of the time, consumers ignore the court papers, don’t show up to court, and let a default judgment be taken. Other times, consumers immediately settle the debt on their own before going to court for 50%-75% of the value.
You, as a consumer, can get your credit card lawsuit dismissed outright just as long as you are represented by an experienced consumer rights attorney in Texas. The Meyrat Law Firm has successfully defended numerous consumers in credit card lawsuits because it knows how to use the laws of civil procedure and evidence to get your credit card lawsuit dismissed.
Here are some common legal issues in credit card lawsuits:
- Is this lawsuit in the right court?
- Were you properly served with a lawsuit?
- Does the debt belong to you?
- Does the collector have evidence showing it legally owns the debt?
- Is the amount of the debt accurate?
- Is debt collection barred by the statute of limitations?
Meyrat Law Firm Defends Consumers in Credit Card Lawsuits
These legal issues are complex and require the expertise of a experienced consumer rights attorney. It is not wise for consumers to represent themselves in court. You will save more money hiring an experienced consumer rights attorney to defend your case. The Meyrat Law Firm represents consumers in credit card lawsuits and also investigates if you have been a victim of unfair debt collection practices and credit reporting problems. Even if you don’t have a valid defense to get your case dismissed, the Meyrat Law Firm can help you obtain a reasonable settlement amount that will never be offered to you if you tried to settled it yourself without the assistance of a lawyer.
Were You Recently Served With a Debt Collection Lawsuit? Consider Your Legal Options here
Before You Decide to Settle the Debt Yourself, read this
Post Judgment Options: Vacating a Default Judgment and Post-Judgment Settlement and Remedies
Even if a judgment was taken against you in court, there are ways to make the situation much better. The Meyrat Law Firm will exhaust all available appeals to give you another shot at defending your case. In the event your appeal is not successful, you can use it as leverage to negotiate a favorable judgment to much lower amount you can realistically pay.