San Antonio Car Dealer Fraud Lawyer
The Meyrat Law Firm represents Texas consumers who are victims of auto dealer fraud. The firm pursues car dealer fraud claims on behalf of consumers against dealerships, banks, and finance companies. Car dealer fraud claims commonly arise in the situations below:
Misrepresentation or Non-Disclosure of Vehicle’s Negative History
- Odometer rollbacks
- Flooded or wrecked cars
- Cars with bad title
- Lemon Laundering
Many auto dealer abuses involve misrepresenting the price of car in advertisements through a variety of tricks and misrepresentations, including hidden “rate buy down” fees, the reduced trade-in value, costly “free warranties”, and misleading disclosures.
Car Dealer Add-Ons
Car dealers tack-on expensive add-ons to the purchase price like credit insurance, extended warranties, mechanical breakdown warranties, and theft prevention. The add-ons are overpriced, unnecessary, and do not even provide the coverage as advertised. Car dealers fail to disclose to consumers these useless policies are optional.
Yo-Yo Sales, Buy-Here-Pay-Here Scams, Spot Deliveries
You made a cash down-payment or traded-in your old car for the purchase of a new car at a Buy-Here Pay Here used car lot. The contract is signed. The dealer says he’ll make arrangements for the rest of the financing. You’re allowed to drive away in your new set of wheels. Days after you get a call from the dealer saying that the financing deal didn’t work-out and that you need to return to the dealer to pay a higher price with less favorable financing or else you lose the car and the down-payment. You demand the dealer to undo the car deal, have them return your trade-in, and give you back the cash down-payment. But the dealer tells you it’s not possible because your car was already sold and the cash down-payment is nonrefundable.
Unauthorized Pulling of Your Credit Report
As soon as you walk into a dealership to just look at some cars on the lot, the dealer often ask you for your name and social security number. Without your prior authorization, the dealership uses that information to pull your credit report to measure your pocketbook.
Caveat Emptor: Not all bad car deals are auto fraud
Just because you think you were on the wrong end of a car deal doesn’t necessarily mean you were a victim of auto fraud. It may be a case that you were not careful when buying the car. To make a strong case for auto fraud you must show that a material misrepresentation was made to you, they failed to disclose information you were entitled to know about, or they used heavy-handed sales techniques that made the car deal very unfair to you. Auto fraud cases are very fact specific. You must show good documentation and solid proof that you are a victim of auto fraud.